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Mortgages Current Account Savings and Investments  
Intelligent Finance
Current Account
2.75%
AER/Gross Variable
An interest rate of 2.75% AER/GROSS variable and the 24h convenience of online and phone banking are just some of the reasons to move your current account to Intelligent Finance. You can even use your current account balance to reduce the amount of interest you pay on your offset mortgage by offsetting.
 

A current account with Intelligent Finance helps your money work harder, every day of the month.

This account offers:

  • An interest rate of 2.75% AER/GROSS Variable, calculated on the basis of daily balances - one of the UK's highest
  • Withdraw up to £300 a day from over 800,000 cash machines all over the world
  • Debit card, with £100 cheque guarantee facility
  • Hassle free move: our dedicated team will ensure all your direct debits and bill payments are moved over quickly and efficiently - and they'll keep you informed every step of the way

By offsetting you can use the balance of your current account to reduce the amount of interest you pay on your offset mortgage. For example, if you have £60,000 outstanding balance on an offset mortgage and £1000 in your current account, by not receiving interest on your current account balance, you won't pay interest on £1,000 of the outstanding mortgage balance.

 
Intelligent Finance is subject to the regulations laid down under the Financial Services & Markets Act 2000, which incorporated the Banking Act 1987. They abide by the voluntary Banking Code that sets out standards for dealing fairly with you and giving the information you need to choose and run your accounts.

If you wish to apply for any product from Intelligent Finance you will be passed from our web site to the website of Intelligent Finance, a division of Halifax plc.

Although we are happy to make available access to these banking services from our website, we are not making any recommendation that the products offered will be suitable for your circumstances. You should read carefully the application terms shown on Intelligent Finance website.

The savings, personal loan, credit card and Mortgage products offered by Intelligent Finance are not subject to Regulation by the Financial Services Authority

If you wish to know more information about Intelligent Finance click here.

Your home may be repossessed if you do not keep up repayments on your mortgage.
 
 
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Simply Finance Limited is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised by the Financial Services Authority.
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