Our Current Account is available exclusively with a Direct Access Savings jar and an offset mortgage jar as part of an Intelligent Finance offset plan. It also gives you lots of great benefits, including:

• Online and phone banking with UK call centres
• Withdraw up to £300 a day from over 800,000 cash machines all over the world
• Debit card, with £100 cheque guarantee facility
• Hassle free move: our dedicated team will ensure all your direct debits and standing orders are moved over quickly and efficiently - and they'll keep you informed every step of the way
• View your balance, move money and pay bills with our easy to use online banking service
• A credit interest rate of 0.05% AER/GROSS Variable
• Arranged overdraft rate of 10.05% EAR Variable.

By offsetting you can use the balance of your current account to reduce the amount of interest you pay on your offset mortgage. For example, if you have £60,000 outstanding balance on an offset mortgage and £1,000 in your current account, by not receiving interest on your current account balance, you won't pay interest on £1,000 of the outstanding mortgage balance.